Medicare Managed Care Guide
MyManagedCare — Understanding Your Medicare Managed Care Plan
33 million Americans are in Medicare Advantage. Find out if it's right for you — in 10 questions or less.
33 million Americans are in Medicare Advantage. Find out if it's right for you — in 10 questions or less.
Answer 10 short questions about your health needs and lifestyle to get a personalized recommendation.
Estimate your annual out-of-pocket costs under Medicare Advantage vs. Original Medicare.
Before enrolling in a Medicare Advantage plan, verify your preferred doctors are covered.
Visit the plan's website or call their member services line. Each MA plan maintains an online provider directory. Ask for the most current PDF or online version — directories change quarterly.
Use the physician's full name and specialty. If your doctor is part of a practice group, also search the group name — some plans list by practice, not individual physician.
A physician may be in-network at one office but not another. Always verify the specific address you plan to use. Some providers accept MA at hospital offices but not private offices.
Directories can be outdated. Call the physician's billing office and ask: "Do you accept [Plan Name] Medicare Advantage?" Get the name of the person who confirmed and the date. Provider directories are updated quarterly but billing offices have real-time accuracy.
Your primary care doctor being in-network is not enough. Verify any specialists you see regularly, your preferred hospital system, and any outpatient labs or imaging centers you use. Out-of-network costs can be significant or uncovered in HMO plans.
Enter your ZIP code to see available plans, compare benefits, and get free expert help — no obligation.
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